VeinzPay is the whole payments stack for a campus, a housing society or a company canteen: palm-vein terminals at the counters, a wallet on every phone, a dashboard for every shop and a ledger you can audit — installed on a Windows PC you already own.
to authorise a charge, typically — 36 ms at the 95th percentile
charges from five terminals at once, on an ordinary desktop PC
from the PC starting to the counters taking payments again
languages in the wallet — every screen, message and receipt
Measured on the home-server PC against a year of a busy campus: 5,000 customers with palms, 110,000 transactions.
Scroll through what a customer does, and what VeinzPay checks at every step.
At any counter, the customer reads out a link code from the app and the terminal takes five quick captures. What's kept is a mathematical template of the veins beneath the skin — not a photo — and it can't be turned back into a picture of a hand.
The terminal finds the palm among the ones it holds, then asks your PC. The platform decides — balance, daily and per-payment limits, a frozen wallet, and a PIN for bigger amounts — and the payment lands on the customer's phone before they've put it away.
Wallet to wallet by mobile number or QR code, requests with Pay and Decline, a bill split between friends in one go, a shop's printed VeinzPay code — and any UPI code, handed to the phone's own UPI app.
Any month, as a PDF generated from the ledger: opening and closing balance, money in and out, and every movement with the balance after it.
Hindi, Bengali, Marathi, Telugu, Tamil, Gujarati, Kannada, Malayalam, Punjabi, Odia or English — picked on the welcome screen, or following the phone. Names and amounts stay exactly as they are.
All 614 sentences the wallet shows — every button, error and shared receipt — in ten Indian languages, written the way the payment apps people already use speak. The release build refuses to ship if a single sentence is missing.
Everything a counter, a shop, a customer and an operator need, sharing one ledger on your PC.
Takings by day and by counter, regulars, refunds straight back to the customer with the reason on record, a printable QR poster, and settlements followed to their bank reference. Owner, manager and cashier sign-ins, each allowed exactly what the role needs.
A 5-inch Android POS (RK3568). Pairs with a one-time code. Offline, it holds payments and sends them later without charging twice. Lost? Revoked in one tap.
Palm on or off everywhere, limits on sliders, a PIN for big payments, app lock, statements, transfers and UPI.
Approve shops and set each one's rate and settlement cycle, freeze a wallet, check the ledger, and see every protection — with its evidence — on one Security page.
The new version is prepared beside the running one; if anything fails, the old one comes straight back.
Phones and terminals fetch new versions from your PC, check them against its checksums and VeinzPay's signing key, and ask before installing.
Wallets, ledger, terminals and dashboards on one ordinary computer on your network. No database server, no containers, nothing in someone else's cloud.
And restarts itself if it ever stops; a watchdog catches hangs. Ready to take payments about a second after starting.
Taken at 3:00 while payments carry on, each opened and checked before it's kept. The copy on a USB drive or cloud folder is encrypted whole.
A terminal gone quiet, a failed backup, a lost internet link, a clock that's drifted — and a summary of each day that ends with the ledger's fingerprint.
If the internet tunnel stops answering, the platform checks it from outside and registers it again — no port forwarding, even behind your ISP's NAT.
One flush to disk per payment, indexes for the questions shops ask most, and dashboards worked out once per change — 3 ms, eight people refreshing.
Prepared beside the running version and switched over once it's ready; if anything goes wrong, the old one comes back by itself.
Every protection is listed on the operator console's Security page with the evidence behind it — and each one comes with a way to check it yourself.
Each ledger entry carries the hash of the one before. Change a rupee anywhere and the chain breaks from there on — and a fingerprint of the newest entry goes to your phone every night.
A copied database or backup shows nothing readable. Rotate the key whenever you like; older backups still open.
On the shop's Wi-Fi the apps pin your PC's own key. Old and weak ciphers are refused outright.
Five wrong PINs in an hour pause that wallet's PIN payments at every counter at once, and in the app.
Double-entry, with every entry — and every sign-in, refund and settings change in the audit trail — hashed to the one before. Re-checked at every start and every night.
The off-PC copy is refused if it's altered, cut short or reordered — never half-read.
Checked against your PC's checksums and VeinzPay's signing key before Android will install them.
Run VeinzPay Server Setup on a Windows 10 or 11 PC on your network. It starts with the PC from then on.
Shops apply online. You approve them, set their rate and settlement cycle, and each gets pairing codes for its terminals.
Customers install it from your PC's own downloads page and link a palm at any counter in about ten seconds.
Turn on an internet address so wallets work off campus and the operator app works from anywhere.
Windows 10 or 11 on your network. An ordinary desktop is plenty — the one we measured took 210 charges a second.
A 5-inch Android handheld (RK3568) with a palm-vein sensor, paired with a one-time code. Older 32-bit terminals have their own build.
Top-ups by UPI, card or netbanking go through your Razorpay account at Razorpay's rates. Each shop's rate is yours to set — none unless you set one.
Want to try it before any real money moves? Every VeinzPay platform has a sandbox gateway: top-ups, payments and receipts work end to end, signed and verified exactly like real ones.
Nothing at the counters. Terminals talk to your PC over your own network; the internet address only matters for phones away from campus. If the network itself drops, a terminal holds payments and sends them when it's back, without charging anyone twice.
Backups are taken every night and checked before they're kept, and a second, encrypted copy goes to a USB drive or cloud folder. Install VeinzPay on another PC, restore the backup and the recovery key, and the counters carry on.
The terminal reads the veins beneath the skin in near-infrared light, which an ordinary photo of a hand doesn't show. What's stored is a template, not an image, and it can't be turned back into a picture of the hand.
No — a palm is enough at the counter. The wallet app is where people add money, set their limits, switch palm payments off and download statements.
It suits anywhere a known group of people pays at a known set of counters: campuses, housing societies, company canteens, clubs. Shops of every kind can apply, from canteens and stationers to pharmacies and transport.
English, हिन्दी, বাংলা, मराठी, తెలుగు, தமிழ், ગુજરાતી, ಕನ್ನಡ, മലയാളം, ਪੰਜਾਬੀ and ଓଡ଼ିଆ — every screen, the platform's messages, shared receipts and month names.
Apply as a shop, or get the apps and try everything with the sandbox gateway first.
VeinzPay